由持牌保險／財務顧問主持 | 30 分鐘｜實體會面 | 首節診斷會談不另收費 Hosted by Licensed Financial Consultant | 30 mins | In-person | First Session Complimentary
這不是一場推銷，
這是一場以框架釐清：儲備 / 風險 / 增值 / 夢想 的診斷對話。
This is not a sales pitch. It is a diagnostic dialogue clarifying: Reserve, Risk, Growth, and Dreams.
核心方法論 / Core Methodology
「我們用『四個財務桶』（儲備／風險／增值／夢想）作為判斷框架，幫你重畫財務邊界，讓決策回歸理性。」
"We use the 'Four Financial Buckets' framework to redraw your financial boundaries and restore rationality to decision-making."
你是否清楚：現金儲備與風險承受力的界線？還是因為界線模糊而長期不確定？
Are you clear about the boundary between cash reserves and risk tolerance? Or are you constantly anxious due to blurred lines?
你是否已感到：保障、儲蓄、投資混在一起，決策越做越亂，缺乏統一的邏輯？
Do you feel that protection, savings, and investments are mixed up, leading to messy decisions without a unified logic?
你是否準備好進行一次務實的風險與現金流盤點，而非尋求情緒化的市場預測？
Are you ready for a pragmatic review of risks and cash flow, rather than seeking emotional market predictions?
視乎資料完整度，我們通常能釐清：
Depending on data completeness, we clarify:
*合規聲明：本會談旨在協助客戶釐清財務架構與風險邊界，內容不構成任何投資回報承諾或具體產品邀約；所有討論內容均應以客戶當時的個人實際情況及風險承受能力為準。
*Compliance Disclaimer: This session aims to clarify financial structures and risk boundaries. It does not constitute investment promises or product solicitations. All discussions should be based on the client's actual situation.
填寫資料 → 按資料完整度作準備 → 開放會談排程
Fill in Data → Preparation → Open Schedule
先完成 3 分鐘資料填寫，再決定是否需要會談
Complete the 3-min form to proceed